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Is there a court hearing?

You will have to go to what is called a “Section 341 hearing.” This hearing is also called a trustee meeting or a meeting of creditors. Generally, you will meet with the trustee for a 5-10 minute hearing. Your attorney will be there with you and as the name implies, creditors are allowed to attend and ask questions. The trustee will verify that you are who you say you are and put you under oath to answer the questions concerning your bankruptcy filing. This meeting is generally where the trustee determines whether your case is an “asset case” or a “no asset case.” Most cases are determined to be a no asset case, which means the trustee determines that there is no property of yours that can be sold for the benefit of the creditors.